Stamp Duty Calculator
Stamp duty and registration make a property purchase legally valid, and together they are a large extra cost. Enter your state's rates to see the total.
Results
Total stamp duty and charges
₹4,50,000
- Stamp duty
- ₹3,75,000
- Registration fee
- ₹75,000
- Other charges
- ₹0
- Total as a share of value
- 6%
- Property value including charges
- ₹79,50,000
On a property of ₹75,00,000, stamp duty is ₹3,75,000 (5%), registration is ₹75,000 and other charges are ₹0: ₹4,50,000 in all, or 6% of the price.
Show the calculation steps
- Stamp duty rate = 5%; duty = ₹75,00,000 × 5% = ₹3,75,000.
- Registration fee = ₹75,00,000 × 1% = ₹75,000.
- Other charges (for example metro cess or surcharge) = ₹0. Total = ₹4,50,000; cost of the property including these = ₹79,50,000.
- Stamp duty and registration rates differ by state, property type, buyer and value. Enter the rates your state applies (check the state registration department), and whether a concession for women buyers applies. Some states apply the duty on the higher of the sale price and the circle or ready-reckoner rate.
Rates differ by state
Each state sets its own stamp duty and registration rates, and they can differ by property type, the buyer's gender or age, the location within a city and the property's value. That is why the rates are inputs here rather than fixed.
Circle rate versus sale price
Some states charge the duty on the higher of the sale price and the government-set circle (ready reckoner) rate. Enter the value your state uses.
Formula
Stamp duty = Property value × stamp duty rate
Registration fee = Property value × registration rate
Total = Stamp duty + Registration fee + Other charges
Where:
- Property value
- = Sale price or circle rate, as your state requires
Example calculation
₹75 lakh property at 5% stamp duty and 1% registration
Inputs
- Property Value
- ₹75,00,000
- Stamp Duty Rate
- 5 %
- Registration Fee
- 1 %
- Other Charges (Cess, Surcharge)
- 0 %
- Buyer
- Standard
Result
- Total stamp duty and charges
- ₹4,50,000
- Stamp duty
- ₹3,75,000
- Registration fee
- ₹75,000
- Other charges
- ₹0
- Total as a share of value
- 6%
- Property value including charges
- ₹79,50,000
Step-by-step
- Stamp duty rate = 5%; duty = ₹75,00,000 × 5% = ₹3,75,000.
- Registration fee = ₹75,00,000 × 1% = ₹75,000.
- Other charges (for example metro cess or surcharge) = ₹0. Total = ₹4,50,000; cost of the property including these = ₹79,50,000.
Important notes
- Check current rates on your state's registration department website. Some states cap the registration fee.
Disclaimer: This calculator provides estimates for informational purposes and should not be considered financial advice. Actual figures from lenders, banks and investment products can differ because of fees, taxes, rounding rules and changing rates. Consult a qualified professional before making financial decisions.
Frequently asked questions
What is stamp duty?
A tax paid to the state government when property ownership is transferred, calculated as a percentage of the property's value.
Is registration fee separate from stamp duty?
Yes. Stamp duty makes the document legally valid; the registration fee records it.
Do women pay less stamp duty?
Some states give a concession to women buyers. Choose the option and enter the concession in your state.
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